Registered Investment Advisor (RIA)

 

Black Card Circle® Registered Investment Advisor (RIA) firm is a separate and independent entity from Black Card Circle® and is registered with the State of California.

Our assets are custodied through Charles Schwab & Company.

As fully independent advisers, abiding by Certified Financial Planner (CFP®) Board guidelines, we place our clients' interests above our own.

We are fee only advisers who hold the highest standards in professional excellence and maximize our collective experience and talents in building long lasting financial planning relationships with clients.

 

 

 Our Team

Lotay Yang, CFP®

Lotay Yang is a native of California. Lotay earned a dual bachelor’s degree in Political Science and Asian American Studies at the University of California, Los Angeles (UCLA) where he graduated on the Dean’s Honors List.

Lotay founded Black Card Circle® and the Black Card Circle® Registered Investment Advisor (RIA) firm. Lotay has over 23 years of professional experience from investment and banking institutions such as Fidelity Investments and Northern Trust. Lotay is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional. He also earned his Chartered Retirement Planning CounselorSM (CRPC®) and Accredited Wealth Management Advisor (AWMA®) designations from the College for Financial Planning.

Lotay currently holds FINRA's Series 7, Series 24, and Series 66 securities registrations; and Life, Health, and Disability Insurance Licenses in California.

Lotay has worked as a District Branch Manager managing a select number of personal clients and helping financial advisors leverage their strengths and experiences to build successful practices. Lotay’s philosophy of business is simple: “If you do what is right for the client, you are doing what is right for the organization.”

 

 

 

Michael Parenteau

Michael Parenteau is a partner with Black Card Circle Registered Investment Advisor (RIA). In partnership with his team, he offers a broad range of asset management and risk management services to individuals, families, business owners and entrepreneurs.

Michael provides customized wealth management advice and personalized service by working closely with clients to develop an investment strategy tailored to specific needs.

Michael grew up in Sterling, Massachusetts and worked his way west for college. He earned a Bachelor of Science Degree at California State University, Chico. He then furthered his education by obtaining an Associate in Arts degree in Culinary Arts from the International Culinary Art Institute, Los Angeles. Michael earned FINRA's Series 7 and 66 securities registrations as well as the California Life and Health insurance license. Michael previously presided as President of the Greater Van Nuys Rotary Club. Michael lives in Los Angeles with his wife Sarah, and his two greyhounds, Bradie and Gronk. 

 

 

 

Ryan Tape

Ryan Tape is a partner with Black Card Circle Registered Investment Advisor (RIA). Ryan received his Bachelor of Arts degree from California State University of Bakersfield. He entered the financial services industry 14 years ago transitioning into a career in wealth management and financial planning in 2014.

Ryan is a Registered Investment Adviser and earned FINRA's Series 7 and Series 66 securities registrations and the California Life and Health insurance license. Ryan's passion for his profession and care for his clients have fueled his aspirations to acquire his Certified Financial Analyst (CFA) professional certification.

Ryan resides in Camarillo, California and is a member of the Camarillo Kiwanis Club. His girlfriend Kelly, family, friends, and clients mean the world to him. Ryan's goal is to truly make a difference in the lives of everyone he meets. Ryan, and Black Card Circle RIA, share the common goal of always doing whats best for everyone they serve: this mentality truly separates Black Card Circle RIA from the competition.

 

 

 

Michael Lewis, Esq.

Michael Lewis is a licensed attorney with over 20 years experience as a compliance officer. Mr. Lewis’s previous work experience includes working as a compliance officer in the insurance and health care industries as well as being an experienced mediator. He received a Bachelor of Arts in Economics and Business from the University of California, Los Angeles and his Juris Doctor from the University of San Diego School of Law. Mr. Lewis passed the Series 7 and Series 66 securities registrations exams and the California Life, Accident & Health Insurance exam.